

Be sure that you can meet the monthly requirements to waive the fee.

Before leaving for your trip, ask your financial institution to provide you with a list of surcharge-free, foreign affiliates at your travel destination. While abroad, check to see if there’s a bank affiliated with your U.S.

Become familiar with affiliate banks when you travel. Using this cash-back method will cost you nothing as opposed to paying extra fees to use an out-of-network ATM. Typically, most retailers will allow you to get between $20 and $100 cashback over your purchase price. The extra amount is added to your total sale price at no additional charge.
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When purchasing items at the supermarket, pet store, gas station or other retail stores, you can ask for free cash back before your debit card is charged.
